Smple Insurance

As winter approaches, many drivers face the challenge of staying safe on slippery roads. The type of vehicle you drive can make a significant difference in how well you handle rain, snow, and storms. This post breaks down these questions to help you make informed decisions for your safety and budget.

This type of insurance is designed specifically to safeguard rental properties and the income they generate. In this post, I’ll walk you through why landlord insurance is essential, what it covers, and how it differs from other types of insurance. By the end, you’ll have a clear understanding of how to protect your rental business effectively.

Establishing a clear maintenance schedule and following practical tips can extend the life of your water heater, protect your investment, and even support your insurance coverage.

Does insurance cover water heater breaks? What types of policies apply? This post explains how insurance works for water heater failures in both residential and commercial settings, helping business owners understand their options and prepare for unexpected issues.

Understanding Business Vehicle Insurance Options

What Happens to Your Insurance When a Friend Borrows Your Car and Causes an Accident

This guide will help you understand the key factors to consider when selecting tailored business coverage, so you can make informed decisions that fit your unique needs.

This blog post breaks down the common coverages included in a general liability insurance program and highlights how it protects.

What is EPLI, who needs this coverage, the optional endorsements available, the consequences of wage and hour disputes, and how effective employment policies can work alongside insurance to protect your interests.

This guide will walk you through the essential factors to consider when choosing work vehicle insurance, helping you make an informed decision that fits your business needs.

Running a business involves many risks. From accidents on your premises to claims of negligence, unexpected events can threaten your...

challenges of unoccupied properties and what you can do to protect your valuable asset

One form that stands out is the CG2010 1185, commonly requested by firms looking to add additional insureds to their coverage. This post explores the critical role of the CG2010 1185 endorsement, its implications for those involved.

knowing the difference between "insured" and "additional insured" in business insurance is crucial for business owners, this article will clarify these terms, highlighting their benefits and limitations, while stressing the importance of knowing their differences for better business decisions.

explores the importance of commercial vehicle insurance, what it covers, how to choose the right policy, and tips for managing your vehicles schedule effectively.

A well-crafted handbook can serve as a roadmap for new hires and a reference point for existing employees. Reasons why an employee handbook is essential for your business.

Even with the best intentions, claims of employment discrimination, wrongful termination, and workplace harassment can occur. This is where Employment Practices Liability Insurance (EPLI) becomes essential.

This post shines a light on the underwriting process, detailing each stage and what applicants can expect while they await the approval.

explore the relationship between life insurance and happiness, uncovering how both contribute to a fulfilling life.

Explores the serious consequences of distracted driving and provides statistics that highlight its impact on safety