Smple Insurance

​​

At Smple Insurance, we recognize that your business property is one of your most valuable assets. Whether you're operating out of a storefront, office, warehouse, or industrial space, protecting your physical property from potential loss or damage is crucial. That's where Business Property Insurance comes in.​​

​

What is Business Property Insurance?

Business property insurance is designed to protect your company’s physical assets, including buildings, equipment, inventory, and furniture, from risks such as fire, theft, vandalism, and natural disasters. In other words, it helps ensure that you can recover quickly if your business property is damaged or destroyed.

​

What is Covered?

• Building & Structure: Protects the physical office or storefront if you own the premises.

• Contents & Inventory: Covers furniture, equipment, and stock against theft or damage.

• Equipment Breakdown: Assists in repairing or replacing vital machinery and technology.

• Loss of Income: Provides financial compensation if property damage forces you to temporarily close your doors.

• Outdoor Property: Includes coverage for signage, fencing, and landscaping.

 

Common Exclusions

Standard policies typically do not cover:

• Floods & Earthquakes: Usually requires a separate, specialized policy.

• Employee Theft: Requires Fidelity Bonds or Employee Dishonesty coverage.

• General Wear & Tear: Does not cover damage from lack of maintenance or aging.

Your business property is essential to your daily operations, and keeping it safe should be a top priority. With Smple Insurance, you can rest easy knowing that your property is covered, allowing you to focus on growing your business. Don’t wait until it’s too late—contact Smple Insurance today to find the right business property insurance plan for you.

​

Disclaimer: Coverage details, limits, and exclusions may vary by policy. The information provided is a general overview and does not represent all the terms, conditions, or exclusions of any specific policy. For complete coverage details, including limitations and exclusions, please refer to the actual policy or consult with one of our agents at Smple Insurance.

​